Terms and Conditions of Service

Service Agreement Terms

These terms and conditions govern your use of our financial planning subscription service. By subscribing to our service, you agree to be bound by these terms and our related policies.

Please read these terms carefully before using our service. Your subscription constitutes acceptance of all terms outlined in this agreement.

Key Definitions

For clarity, the following terms have specific meanings throughout this agreement.

• Service: Our monthly financial planning subscription including consultations, analytical reviews, and ongoing support as described in our service documentation
• Subscriber/Client: Any individual or entity that subscribes to our service and agrees to these terms and conditions
• Content: All information, materials, analysis, and guidance provided through our service including verbal, written, and digital communications
• Agreement: This terms and conditions document together with our Privacy Policy, Cookie Policy, and any service-specific terms

Service Description and Scope

Our subscription service provides ongoing financial planning consultations, analytical market reviews, and strategic guidance. The service includes monthly consultation sessions, email support, and access to our team of financial planning professionals for ongoing guidance and support.

Service availability is subject to consultant schedules and may be temporarily affected by holidays, maintenance, or unforeseen circumstances. We strive to maintain consistent service levels and will communicate any significant disruptions in advance.

Subscriber Eligibility Requirements

Our service is available to individuals aged 18 or over who can enter into legally binding agreements. Subscribers must provide accurate information and maintain current contact details throughout their subscription period.

Your Responsibilities as a Subscriber

As a subscriber to our service, you agree to the following responsibilities and commitments.

• Provide accurate and complete information about your financial situation and goals during consultations
• Maintain current contact information and notify us promptly of any changes
• Attend scheduled consultations or provide reasonable notice for cancellations or rescheduling
• Use our service in accordance with these terms and applicable laws and regulations
• Make your own financial decisions based on your circumstances and professional judgment

Prohibited Activities and Uses

The following activities are strictly prohibited when using our service.

• Sharing your subscription access with other individuals or using it for commercial purposes
• Recording consultations or sharing confidential service content without explicit written consent
• Using our service for illegal activities or in violation of applicable regulations
• Attempting to reverse-engineer, copy, or reproduce our proprietary methods or systems
• Harassing, threatening, or abusing our staff members or other subscribers

Intellectual Property Rights

All content, methods, analysis techniques, and materials provided through our service remain our intellectual property. You receive a limited license to use this content for your personal financial planning purposes only. Reproduction, distribution, or commercial use of our proprietary content is strictly prohibited without written permission.

All content on this website is owned by Sylorinthaquo Financial Planning Services and protected by UK and international copyright laws.

Privacy and Data Protection

Your personal information is processed in accordance with our Privacy Policy, which forms an integral part of this agreement. We are committed to protecting your privacy and maintaining confidentiality of your financial information in accordance with applicable data protection laws.

Service Disclaimers and Limitations

Our service provides general financial planning guidance and analytical reviews. We do not guarantee specific financial outcomes or results. Past performance does not guarantee future results. All financial decisions involve risk, and individual results may vary based on personal circumstances, market conditions, and implementation of discussed strategies.

Limitation of Liability

To the fullest extent permitted by law, our liability for any claims arising from or related to our service is limited to the amount you paid for your subscription in the 12 months preceding the claim. We exclude liability for indirect, consequential, or special damages.

We specifically exclude liability for financial losses, lost profits, business interruption, or other economic damages arising from your use of our service or reliance on information provided through consultations.

Indemnification Agreement

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our service, violation of these terms, or any financial decisions made based on our consultations or guidance.

Subscription Termination

Either party may terminate your subscription with 30 days written notice. We may terminate immediately for breach of these terms or inappropriate conduct. Upon termination, you lose access to ongoing consultations and support services.

Following termination, any outstanding obligations including payment for services already provided remain in effect. Confidentiality obligations continue indefinitely after termination of the service relationship.

Dispute Resolution Procedures

We are committed to resolving any disputes fairly and efficiently through appropriate channels.

Applicable Law

This agreement is governed by and construed in accordance with the laws of England and Wales. Any legal disputes will be resolved through the court system of England and Wales, unless alternative dispute resolution is mutually agreed.

Severability of Terms

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Invalid provisions will be replaced with enforceable terms that most closely reflect the original intent.

Complete Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and us regarding our service. They supersede all prior negotiations, representations, or agreements relating to the subject matter.

Modifications to Terms

We may update these terms periodically to reflect changes in our service, legal requirements, or business practices. Significant changes will be communicated with reasonable notice through our website or direct communication.

Continued use of our service after changes take effect constitutes acceptance of the updated terms. If you do not agree with changes, you may terminate your subscription in accordance with the termination provisions.

Contact Information for Terms-Related Matters

Questions about these terms should be directed to our customer service team using the contact information provided elsewhere on our website. We will respond to terms-related enquiries within reasonable timeframes during business hours.